CreditSense Credit Repair is a company built on integrity, honesty and transparency. Your credit and financial future is important to us. We take pride in providing superior customer service and services that will fit your needs while maintaining an honest dialog with our customers. We encourage you to read the customer testimonials. You can - and will - become a friend of our business too!

We try to educate our customers in taking responsibility for the debts they incur. If you suffer a financial problem, and your automatic debit is not honored by your bank, get in contact with us to make a payment arrangement. If you fail to do so, CreditSense will continue to try to debit your account (up to three times). If you have not made arrangements, all work on your account will cease, and $20 per attempt will be charged to your account. These penalties will need to be honored before resumption of your monthly commitment with us. All account arrearage needs to be paid in full prior to continuation of services.

Financial problems come in several forms. If you cannot make a payment or need to cancel because of financial strain, what we have started for you will remain in place. If you still need our services, you can always re-enroll. If you re-enroll within 90 days of cancellation, there will be no additional enrollment fees. Simply resume the monthly commitment and services will be reinstated.

When you are enrolled for our services, you have already signed up for a monitoring service. During this time we suggest that you only pull your credit report (or apply for credit) when making a major purchase (auto or home). Be sure to contact your Credit Counselor with any questions.

The short answer is: if the information is accurate, then no. However, frequently, the information is not reported correctly. We have ways of fixing that. While we cannot guarantee it, we will work diligently to make corrections that are warranted in all situations - including bankruptcies.